SingSaver Now Ensures the Finest Offers on Credit score Playing cards and Insurance coverage

What if we not needed to evaluate between comparability websites and blogs simply to get the most effective deal?

Each time I apply for a brand new bank card or want to purchase insurance coverage on-line, I often take the time to buy round first for gives to ensure I all the time get the most effective deal.

• Bank card functions: money or freebie(s), or each.
• Insurance coverage buy: lowest premiums

As we all know, the banks and insurers do change their gives or quotes occasionally, which is why it may very well be value the additional minutes looking on-line to search out the most effective deal (or lowest premiums) earlier than you apply or buy. The most effective deal may typically come from the supplier themselves, or one in all their intermediaries akin to an affiliate companion or a comparability web site.

More often than not, my search nearly all the time leads me again to SingSaver, which has been my go-to anyway since they first launched in 2015. Over time, I’ve managed to snag a few of their superior offers, together with $350 money and a free Apple iPad, and I’ve continued sharing this tip to my mates who aren’t conscious of it.

However are they all the time the most effective? What if we may skip time spent evaluating and easily go to a single web site the place we could be assured of the most effective offers?

Effectively, that’s what SingSaver desires you to do, which is why they’ve launched their Finest Deal Assure marketing campaign.

You learn that proper, SingSaver goes one step additional to assure Singapore residents that we are going to all the time discover the finest deal on SingSaver.

Proper now, that is for any new bank card sign-up or insurance coverage buy (journey / automotive / home helper / house insurance coverage) that you just make on-line. And do you have to by some means handle to discover a higher supply or quote elsewhere, then SingSaver is promising to refund you with at the very least double the worth distinction (capped at S$300) in vouchers.

For instance, because of this when you’re capable of finding a greater supply that’s value S$120 greater than the deal you bought on SingSaver, then not solely will you get your current present, however SingSaver can even offer you S$300 of money vouchers (e.g. Seize vouchers) to make up for the distinction.

Shiok.

SingSaver Finest Deal Assure – How does it work?

SingSaver’s Finest Deal Assure guarantees you the most effective deal solely with SingSaver, and when you discover a higher supply elsewhere, merely submit a declare and be rewarded with double the distinction.

That is meant to present you a peace of thoughts that so long as you apply by means of SingSaver , you could be reassured that you just’re getting the most effective deal. And will that not be the case , SingSaver will assure that you just get that refunded anyway – one thing that no different supplier will give (you’ll simply need to reside with the remorse of getting utilized by means of the unsuitable channel).

The marketing campaign runs from now till 30 November 2023 and covers bank cards from CIMB, HSBC, Maybank, OCBC and StanChart, along with chosen insurance coverage insurance policies.

The full checklist of eligible merchandise could be discovered right here.

The marketing campaign mechanics are fairly simple:

1. Get the most effective deal while you join a brand new bank card or buy journey, automotive, home helper or house insurance coverage by way of SingSaver.
2. In the event you discover a like-for-like supply or a value quote that beats SingSaver’s, you’ll get rewarded for as much as 2X the distinction. Notice: the supply or quote needs to be discovered inside 3 days, with the identical monetary supplier and for a similar product that you’ve utilized for.
3. Ship proof of the higher supply, alongside along with your proof of buy or utility with SingSaver by way of this manner right here.

SingSaver will assess your declare and supply a choice inside 10 working days by way of electronic mail. In case your declare is profitable, you’ll obtain Seize vouchers to make up for the distinction by at the very least 2X, aimed to present you a whole peace of thoughts that you just’ll undoubtedly be getting the most effective deal on SingSaver it doesn’t matter what.

Notice that the Seize vouchers will solely be paid out inside 16 weeks after the marketing campaign ends on 30 November 2023. The rationale for the wait is as a result of SingSaver wants to find out your eligibility for the supply in query, which in flip depends on when the monetary establishment offers the report.

In the event you fail to satisfy the precise eligibility standards in your rewards with the monetary establishment, you received’t be entitled to the Seize vouchers both. So as an example, you’ll be able to’t put in a declare for a new-to-bank supply while you’re in truth an current buyer; neither can you set in a declare for a free present when you didn’t meet the minimal spend standards required.

The total Phrases and Situations for the Finest Deal Assure marketing campaign could be discovered right here.

The marketing campaign ought to be one for each SingSaver and Singapore residents normally, since this protects you all the trouble from having to do your individual comparisons so as to discover the most effective deal on the market. Now you can have a peace of thoughts that you’ll all the time be getting the most effective cope with SingSaver, assured.

However as loyal readers would know, I’m all the time skeptical every time any model says they’re the “finest”. What’s extra, you guys know I’m fairly expert with regards to comparisons, so I made a decision to place it to the check and discover out!

Experiment 1: Bank card sign-up – PASS

I searched on-line for numerous sign-up gives for the Customary Chartered Journey Credit score Card, and the most effective I discovered was by way of SingSaver, which is presently giving a S$140 money by way of PayNow upon card approval for brand spanking new cardholders. In distinction, the financial institution’s personal web site and MoneySmart didn’t have any extra perks past the financial institution’s welcome 45,000 miles promotion (S$3,000 min. spend with annual payment fee, inside first 2 months).

Experiment 2: Home helper insurance coverage – PASS

Since our helper’s work allow will likely be due for renewal quickly, I made a decision to take a look at premiums for a 26-month plan for renewal helpers, and for the aim of this comparability, targeted on the most affordable plan amongst every of the insurers’ choices.

Because it turned out, going direct to the insurer’s web site didn’t essentially get me a greater quote. The premiums had been the identical, except AIG the place my quote ended up being greater than after I went by means of SingSaver, however in return, I might get a $50 grocery voucher and a free helper medical screening (which may solely be utilized at 4 clinics in Singapore).

Are the freebies well worth the $155 distinction? That’s debatable.

Going by means of SingSaver to get a further S$25 (for MSIG) or S$70 money (for AIG) by way of PayNow is unquestionably the most effective deal when you requested me, fingers down.

Okay, so the outcomes of my experiments converse for itself. In the event you’re eager, you’ll be able to duplicate the identical for the opposite merchandise (20 bank cards and 23 insurance coverage insurance policies) within the marketing campaign.

I is likely to be slightly biased as a result of we’ve nearly all the time utilized by means of SingSaver (except DBS playing cards since these don’t get any extras) however this Finest Deal Assure undoubtedly lends extra assurance that we’ve, and can all the time be getting, the Finest Deal on SingSaver.

Will the BEST deal all the time be on SingSaver?

Savvy shoppers would most likely know by now that monetary establishments don’t all the time go direct to shoppers, however usually work with intermediaries – akin to associates (together with content material creators), brokers, brokers, companions or sponsors. The promotions change occasionally, and whereas individuals usually assume that going on to the FI would give them the most effective deal (since there aren’t any middleman charges to be paid), actuality has proven that that is usually not the case.

However, SingSaver has made it their mission to all the time present the most effective finance offers to their customers, and is now cementing that additional with their Finest Deal Assure marketing campaign to vow Singapore residents that you’ll all the time discover the higher deal on SingSaver.

And when you don’t? Effectively, then SingSaver will make it as much as you by greater than doubling the distinction throughout this era and reward you with the equal money vouchers.

Whereas it is a pilot marketing campaign, it stays to be seen if SingSaver will prolong this as a extra everlasting function amongst their choices.

When that occurs, we are able to formally say goodbye to the times of evaluating elsewhere…and simply go to SingSaver for all our wants.

Sponsored Message

SingSaver’s Finest Deal Assure guarantees that prospects can anticipate the very best gives and lowest premiums when making use of for playing cards or insurance coverage insurance policies by way of SingSaver. If a greater deal is discovered elsewhere, SingSaver will reward you with Seize vouchers to make up the distinction. T&Cs apply.

What’s extra, don’t overlook that SingSaver can also be concurrently operating their 101 Milestone Giveaway marketing campaign, with a prize pool of as much as S$200,000 on prime of the same old welcome gives and sign-up presents! All candidates for eligible merchandise are robotically entered so there’s no additional motion wanted from you.

Disclaimer: This text is sponsored and written in collaboration with SingSaver. All opinions are that of my very own, together with the alternatives for the experiments.