The worth of proudly owning a giant, lovely house is underappreciated. Someplace alongside the best way, society started favoring minimalism and smaller dwelling areas, typically dismissing bigger properties as “McMansions.” However after spending 5 weeks dwelling in a a lot smaller area once more, I’ve gained a renewed appreciation for the consolation, privateness, and performance {that a} bigger house supplies.
One of many sudden “downsides” of happening a household trip is realizing how onerous it’s to match the consolation of your individual house. I feel this rings true for many households.
You may stay in an 1,800-square-foot, three-bedroom, two-bathroom home with your loved ones of 4. However on trip, you typically find yourself squeezing right into a lodge room or a one-bedroom suite with a settee mattress. Trip lodging has gotten so costly! Renting a spot that matches the scale and high quality of your individual house is solely out of attain for a lot of.
After 26 nights at my mother and father’ place and 9 nights at my aunt and uncle’s ~1,000-square-foot, two-bedroom, two-bathroom house, I can say with certainty: I really love proudly owning and dwelling in a much bigger house. And, I am not afraid to confess it!
Definition Of A Large House
In 1981, the median measurement of a newly bought house was about 1,700 sq. toes. By 1993, that quantity had grown to 2,000 sq. toes. This measurement improve was pushed by the rise of suburban dwelling and the rising demand for more room and fashionable facilities for households.
All through the 2000s, the common house measurement hovered between 1,920 and 1,940 sq. toes. When the first-time homebuyer tax credit score was launched to stimulate demand, the median measurement quickly dipped to round 1,850 sq. toes earlier than climbing again to 2,000 sq. toes between 2010 and 2015.
By the early 2020s, house sizes surged once more, reaching between 2,200 and a pair of,300 sq. toes. Based on the U.S. Census Bureau, the median measurement of a accomplished single-family house in 2023 was 2,233 sq. toes. At present, the common house measurement stays round 2,200 sq. toes.
Now that we all know the median house measurement in America, we are able to higher outline what qualifies as a “huge” house. For my part, a giant house is one which’s not less than 50% bigger than the median—that means it has not less than 3,100 sq. toes of dwelling area. You possibly can localize the quantity utilizing the figures based mostly on the place you reside too.

A Large House Over a Small One—Particularly With Youngsters
A small house (50% smaller than median or extra) is completely positive should you don’t have youngsters. I shared a studio with my highschool buddy and lived in a one-bedroom rental with my spouse for years. However upon getting youngsters, you’ll need as massive of a house—and lot—as you possibly can comfortably afford. In any other case, you may go loopy.
One night time at my aunt and uncle’s home on the North Shore of Oahu actually drove this level house. It was a very windy night time. I slept on a twin-size couch mattress in the lounge, whereas my spouse slept with our daughter and our son had his personal room.
At 12:30 a.m., our daughter screamed out in her sleep, waking us up. Then at 1:30 a.m., a plastic cup flew off the kitchen counter. At 2 a.m., a mysterious thunk! Our son had fallen out of his mattress (I did not understand it till later). Then one other scream at 2:30 a.m. And eventually, simply earlier than daybreak, one thing flew off my spouse and daughter’s bedside desk, waking all three of us.
Getting woken up 5 instances in a single night time will drive anybody a little bit nuts. I used to be dragging all day on the Fourth of July. If we had a bigger house, we’d have solely woken up a few times.
And the final time I slept on a settee mattress was in school in 1998. However with my son sleeping like a twister, sharing a queen mattress would’ve meant zero relaxation for each of us given I snore.
Extra Area, Extra Happiness
If doable, goal to purchase a house with not less than one bed room per particular person. And if every bed room can have its personal en suite rest room, even higher. This setup dramatically improves everybody’s skill to sleep soundly and performance properly the subsequent day.
With a giant house, sound insulation and area make an enormous distinction. Consolation ranges rise, and sleep improves, one thing each mum or dad can respect.
Younger youngsters are energetic. They want area to run, play, yell, and discover. When you’re contemplating a smaller home, not less than prioritize a big, usable lot.
What I respect about my aunt and uncle’s place is that their home solely takes up about 12% of the lot measurement so it was nice for the youngsters.
The Preferrred Lot Dimension For A Large House
Ideally, search for a property the place the lot measurement is not less than twice the scale of the house’s sq. footage. For instance, should you purchase a 3,500-square-foot house, goal for not less than a 7,000-square-foot lot. In fact, in huge cities the place land trades at huge premiums, this ratio could onerous to seek out at an affordable value. However we’re speaking excellent right here.
Attempt to not let the home take up greater than 75% of the lot. Even with a big home, an absence of out of doors area could make issues really feel cramped. Sunshine and recent air are important on your well-being—particularly you probably have little monkeys working round.
Here is a giant, lovely home I might take pleasure in dwelling in.

A Large House Is Higher for Work From House
One of many hardest components about sleeping on a settee mattress in a 1,000-square-foot, two-bedroom, two-bathroom house with three different individuals is the hit to my productiveness. As a author, I want peace and quiet—one thing that’s practically unimaginable to seek out in a compact house on one flooring with two younger youngsters.
My AirPods turned my greatest buddy, however even they couldn’t block out all of the noise. In consequence, I needed to get up by 3:30 a.m. simply to get some writing completed earlier than my son wakes up—generally as early as 5 a.m., and at all times by 6.
If I had been a single man in my 20s or 30s, sharing a spot like this with a two or three roommates for a number of years wouldn’t be a giant deal. In spite of everything, I shared a studio for 2 years with a buddy. However as a 48-year-old author who’s paid his dues, I’d a lot fairly stay in a bigger house on two ranges.
After I’m in a stream state, I wish to write uninterrupted. A small house continuously pulls me out of that zone.
Downsize Later, If You Need
Dwelling in a modest 1,000-square-foot house gave all of us perspective and appreciation. Extra importantly, it taught my youngsters to adapt to a smaller dwelling organize and present respect for his or her grandparents’ house.
In San Francisco, I’ve been lucky. After renting a 600 square-foot one-bedroom rental with my spouse, I lastly took a leap of religion and purchased a 990-square-foot 2/2 rental in 2003. In 2005, I upgraded to a 2,070-square-foot single-family house with three bedrooms, two bogs, and a bonus room. Then I downsized in 2014 earlier than shopping for bigger properties once more in 2019, 2020, and 2023.
Going from huge to a lot smaller is like going tenting—you hand over creature comforts and respect what you may have much more while you return. Considered one of my largest considerations with climbing the property ladder was giving my youngsters a warped sense of actuality. That’s why journeys like these are useful resets.
In case your first automobile is a brand-new BMW as a substitute of an previous beater, you may find yourself without end spoiled. That’s not nice for constructing appreciation. That’s a part of why I drove for Uber for a yr and gave over 500 rides. Working a near-minimum-wage service job was humbling, nevertheless it grounded me and made me extra grateful.
When you really feel unhealthy about dwelling in a giant, lovely house. Do not be. you possibly can at all times downsize later, or after the youngsters transfer out. Simply do not downsize too small, in any other case, your youngsters could by no means come again to go to!
Sure, Large Properties Are Extra Expensive To Preserve
A key precept of attaining monetary independence is maintaining your dwelling bills as little as doable. A method to do that is by getting impartial actual property and paying off your mortgage as rapidly as you possibly can. One other is by shopping for or renting the most cost effective place you possibly can tolerate for so long as doable.
I’m a giant proponent of saving aggressively on housing prices so you possibly can make investments extra within the inventory market and different threat property to construct wealth sooner. Large properties have increased utility payments, increased upkeep bills, increased property taxes, and extra issues that may break or go mistaken. An costly house can derail your FIRE plans, for certain!
That mentioned, should you’ve obtained a household and wish to YOLO extra, a much bigger house can considerably enhance your high quality of life. Extra space typically means higher sleep, fewer arguments, and a extra peaceable family.
It’s not nearly luxurious—it’s about performance and household concord. Many individuals got here to this realization throughout the pandemic, when cramped dwelling quarters turned all too actual.
So should you’re able to take action, take pleasure in your huge, lovely house. Simply don’t overlook the worth of dwelling merely and the teachings that come from making do with much less.
Readers, do you personal a giant, lovely house? In that case, how massive is it, and the way does it examine to the median house measurement in your metropolis? In your opinion, at what level does a house turn out to be too huge? What do you think about a “huge” house, and what are some downsides of proudly owning one—past the upper carrying prices?
Surgically Make investments In Actual Property
When you’re trying to put money into actual property with out the complications of coping with tenants or upkeep, take a look at Fundrise—a personal actual property funding platform with practically $3 billion in property below administration.
Fundrise focuses totally on industrial and residential business properties within the Sunbelt area, the place valuations are typically decrease and yields increased. With mortgage charges step by step declining, valuations nonetheless comfortable from the Fed’s aggressive fee hikes, and a continued structural undersupply, business actual property seems more and more enticing.

I’ve personally invested over $430,000 with Fundrise, and so they’ve been a longtime sponsor of Monetary Samurai.
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