Supply: The School Investor
Mos is a monetary expertise firm that helps college students seek for scholarships and apply for numerous federal and state scholar assist applications.
The corporate started as a scholar banking different, providing a spending account with a rewards debit card, but it surely has since pivoted solely to scholar assist and scholarship providers.
We clarify how Mos works, together with its key options and pricing, and allow you to know whether or not we expect its price utilizing.
Scholarship search, monetary assist help |
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What Is Mos?
Mos is a scholarship search web site that provides entry to a big pool of scholarships and assist from a private advisor (non-compulsory) that can assist you maximize scholarship and monetary assist alternatives.
What Does It Supply?
Mos affords an attention-grabbing mixture of options that faculty college students can reap the benefits of. Right here’s what stands out about Mos.
Scholarship Listing
Mos affords a listing of over 20,000 scholarships. You don’t want an account to browse the listing, however by signing up, MOS can match you to scholarships that provide the greatest likelihood of profitable. The Mos listing contains dozens of filters to slim your scholarship search. For instance, you may search by low, medium, and excessive effort, no essay, faculty, main, scholarship quantity, and extra.
Scholarship Listing. Screenshot by The School Investor.
Monetary Support Assist
Need assistance finishing the FAFSA? Mos affords an AI advisor that may reply questions and help with filling out monetary assist purposes in addition to essay drafts. Should you want extra personalised help, you may join Mos Premium for $9.99 monthly. This unlocks entry to a human advisor who can help you thru the monetary assist course of. In accordance with Mos, Premium subscribers obtain an additional $3,000 in monetary help on common.
Mos Plans
Mos’s primary service (Commonplace) is free, however you may unlock extra personalised service with a Premium subscription, which prices $9.99 month-to-month. Right here’s what’s included with every tier:
Commonplace (Free)
- Personal scholarships
- AI Advisor
- Immediate AI Essay Drafts
Premium ($9.99/month)
- Personal scholarships
- Institutional scholarships
- Maximize state grants
- Maximize FAFSA
- AI Advisor
- Immediate AI Essay drafts
- Premium Advisor
- 1:1 FAFSA Evaluate
- 1:1 Tuition Evaluate
- Negotiate together with your college
Are There Any Charges?
You may entry Mos providers freed from cost, together with its scholarship listing. Nonetheless, you’ll have to pay $9.99 monthly to entry 1:1 FAFSA and tuition help with a Mos skilled. Mos claims that it is consultants will help you maximize your scholar assist, though we do not see any strategy to affirm this.
How Does Mos Examine?
A number of scholarship search web sites can be found on-line, and plenty of don’t cost a price like Mos. After all, Mos is charging for extra personalised service. But when that’s not one thing you want, chances are you’ll need to look elsewhere.
Scholarships360 is a free scholarship search web site. It really works equally to Mos in that you could browse its scholarship listing with out turning into a member. Nonetheless, in the event you enroll, you may present data permitting Scholarships360 to supply personalised matches.
Daring.org can also be a free scholarship search platform, but it surely differs in that it affords unique scholarships solely obtainable on its platform. In truth, particular person and firm donors can create scholarships by daring.org for college kids to join. Daring.org is price contemplating in the event you’re in quest of further scholarship alternatives.
How Do I Open An Account?
You may get began with Mos by signing up on its web site or downloading the iOS or Android app and making use of out of your smartphone. You may be required to supply some private data alongside together with your cell phone quantity.
Contact
Contact choices are restricted. You may attain Mos help by way of e-mail at help@mos.com. Sadly, it does present a cellphone quantity on its web site, nor does it publish any enterprise hours.
Buyer Service
Based mostly on its 4.6 out of 5-star Trustpilot ranking, it is best to count on a constructive expertise with Mos. Moreover, each the iOS and Android variations of the app have earned over 4 out of 5 stars of their respective shops.
Is It Protected And Safe?
The Mos platform must be thought of protected to make use of. Whereas the corporate could gather data from its customers, comparable to your title, e-mail deal with, cellphone quantity, different private information, app exercise, location, and monetary information, it says that it doesn’t share any of your data with third events. It additionally makes use of normal encryption to make sure that your data is transferred over a safe connection, and customers can request that their knowledge be deleted.
Is It Value It?
MOS is actually a scholarship search web site that provides personalised help for a price. Their scholarship listing is simple to make use of, with a great deal of filters. And by signing up, you may obtain personalised scholarship matches. Mos additionally affords some unique scholarships that you just will not discover on different platforms.
The large query is whether or not paying for a Premium subscription is price it as most college students are capable of full the varied purposes, together with the FAFSA, themselves. There aren’t any ensures {that a} Mos advisor will get you more cash. Finally, you will have to determine if the added price is definitely worth the peace of thoughts and time financial savings, and for some, it is perhaps.
Options
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Scholarship Search Function |
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Twitter, Instagram, and TikTok @mosdotcom |
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Internet/Desktop Account Entry |
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