Marriott Bonvoy Boundless® Credit score Card Overview (2024.1 Replace: 5FN Provide Is Again!)

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.

2024.1 Update2: 5FN supply is again!

2024.1 Replace: The 5FN hyperlinks are all lifeless now. The present supply is 3FN.

2023.8 Update2: 5FN supply is again!

Utility Hyperlink

Advantages

1. 5 FN (as much as 50k) supply: Earn 5 Free Night time (FN) Awards (with a redemption stage as much as 50,000 factors) by spending $5,000 within the first 3 months. This is without doubt one of the greatest supply on this card.
2. Marriott factors at the moment are very versatile after the merger with SPG. We estimate the worth of a Marriott level at 0.7 cents/level. We estimate the worth of 50k FN to be about $210, so the 5 FN highest sign-up bonus is value about $1,050!
3. Earn 6x Marriott factors at Marriott resorts (together with Marriott, Ritz-Carlton and SPG manufacturers). Earn 2x Marriott factors on every part else.
4. [New] Earn 3X Bonvoy factors per $1 on the primary $6,000 spent in mixed purchases every year on grocery shops, fuel stations, and eating
5. In case you pay the annual charge after your first account anniversary, you’ll be credited free evening (FN) with a redemption stage as much as 50,000 factors.
6. Complimentary Marriott Silver standing. Earn Marriott Gold standing by spending a minimum of $35k inside every membership 12 months.
7. Earn 15 elite nights every calendar 12 months (elite nights are for standing, not free nights). You’ll solely obtain Elite Night time Credit from ONE Marriott co-branded private bank card even when you have multiple Marriott/SPG/Ritz-Carlton bank cards. You will get 15 extra Elite Night time Credit when you have a Marriott co-branded enterprise bank card.
8. [New] Earn 1 Elite Night time Credit score in the direction of Elite Standing for each $5,000 you spend.
9. No overseas transaction charge.

Disadvantages

1. Annual charge $95, NOT waived for the primary 12 months.
2. Free evening certificates is simply legitimate for one 12 months.
3. Certificates don’t give the flexibleness of factors.

Introduction to Marriott Factors

• Marriott factors are essentially the most versatile transferable factors (After the merging with SPG, Marriott obtained all its airline companions).
• You possibly can earn Marriott factors with Chase Marriott Bonvoy Boundless, Chase Marriott Bonvoy Daring, AmEx Marriott Bonvoy Sensible, AmEx Marriott Bonvoy Enterprise, and the next playing cards that don’t settle for new functions however settle for product change: Chase Ritz-Carlton, and AmEx Marriott Bonvoy.
• Marriott factors are saved in your Marriott account, not in your bank cards, so you will not lose your factors by canceling the bank cards.
• Your Marriott factors will expire in the event you do not earn or spend any Marriott factors in 24 months. So long as you earn make a purchase order with the corresponding bank cards or keep in a resort, otherwise you redeem some factors throughout the timeframe, the purpose expiration date will probably be postponed accordingly.
• Marriott factors will be transferred to plenty of airways miles (you do not have to have a Marriott associated bank card to make the switch), and the ratio is 3:1.25 (i.e. 3:1 switch price, plus you get 5k bonus miles for each 60k Marriott factors you switch at a time). The great choices are: Alaska Airways (AS) (Non-alliance), Japan Airways (JL) (Oneworld), United Airways (UA) (Star Alliance), American Airways (AA) (Oneworld), All Nippon Airways (ANA, NH) (Star Alliance), Korean Air (KE) (SkyTeam), and so on. In case you use Marriott factors on this manner, the worth is about 0.7 cents/level.
• Marriott factors can be redeemed for resort stays clearly. This is the redemption chart: Marriott redemption chart. Usually talking, you may get a greater redemption worth from lowest classes. In case you use Marriott factors on this manner, the worth is about 0.7 cents/level.
• In abstract, we estimate that Marriott factors are value about 0.7 cents/level.

Beneficial Utility Time

1. [5/24 Rule] When you’ve got 5 or extra new accounts opened prior to now 24 months, Chase won’t approve your utility on this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts, not solely Chase accounts. See this submit for particulars about how one can probably bypass this rule.
2. This product is on the market to you in the event you would not have the outdated Chase Marriott bank card, Chase Marriott Bonvoy Daring, or the present Marriott Bonvoy Boundless (this card) and haven’t acquired a brand new cardmember bonus for the outdated Chase Marriott bank card, Chase Marriott Bonvoy Daring, or this card prior to now 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
3. The bonus shouldn’t be obtainable in the event you:
   1. are a present cardmember, or had been a earlier cardmember inside the final 30 days, of AmEx Marriott Bonvoy (Previously AmEx SPG);
   2. utilized and had been authorised for AmEx Marriott Bonvoy Enterprise (Previously AmEx SPG Enterprise), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Sensible (Previously AmEx SPG Luxurious) inside the final 90 days.
   3. or are a present or earlier cardmember of both AmEx Marriott Bonvoy Enterprise (Previously AmEx SPG Enterprise), AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Sensible (Previously AmEx SPG Luxurious), and acquired a brand new cardmember bonus or improve bonus within the final 24 months.
4. Don’t apply for greater than 2 Chase bank cards inside 30 days, it’s extremely possible that you’re going to get rejected.
5. We advocate you to use for this card after you will have a credit score historical past for greater than a 12 months.

Abstract

The signup bonus for this card is sweet. The annual FN supplied by the Bonvoy Boundless is capped at 35k per evening, which means you should utilize it at any Class 1-5 resorts within the new chart (besides throughout Cat 5 peak season). Class 5 resorts will be discovered even in New York or Paris, offering important worth for these certificates. We consider the brand new annual FN will probably be definitely worth the annual charge. In conclusion, in the event you don’t have any Marriott merchandise, we advocate you sign-up the brand new model and preserve it. When you’ve got the older model, improve it to the Bonvoy Boundless. Bear in mind the cardboard is topic to Chase 5/24 rule.

Associated Credit score Playing cards

Beneficial Downgrade Choices

After Making use of

• Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the data has the next meanings: Obtain determination in 2 weeks means your utility might be authorised; Obtain determination in 7-10 days means your utility might be rejected; Obtain determination in 30 days merely means your utility requires additional assessment and there’s nothing to inform you for now.
• Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it in the event you didn’t get approve instantly. Your private info will probably be acquired and they’ll then assessment it. You seldom reply questions, as an alternative, simply benefit from the music and then you definately get authorised or rejected, or additional info is required to be hand in to the department or faxed.

Historic Affords Chart

Utility Hyperlink

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