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2024.2 Replace: The brand new provide is 30k + companion go till 2025.2.28. Supply expires on 2024.3.11.
2023.12 Replace: The upper provide is expired. There’s solely 50k provide now.
2023.10 Replace: The brand new provide is 75k.
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Advantages
- CP+30k provide: earn Companion Cross (CP) good by 2/28/25 plus 30,000 factors after you spend $4,000 on purchases within the first 3 months.
- We worth Southwest Miles at 1.3 cents/level (Airline Miles Worth), so the 75k highest provide is price about $975. See A Newbie’s Information to Southwest Miles for particulars about Southwest Miles.
- Earn 2x miles per greenback spent on Southwest Airways, native transit and commuting (together with rideshare), Web, cable, cellphone providers, and choose streaming, and Speedy Rewards lodge and automobile rental associate. Earn 1x mile per greenback spent on all different purchases.
- Obtain 3k Southwest Miles after paying the annual charge yearly after your second annual cardholder 12 months.
- 2 EarlyBird Examine-In per 12 months.
- 25% again on in-flight purchases.
- For those who earn 125k Southwest miles in a 12 months, you get the Southwest companion go certificates which is legitimate till the tip of subsequent calendar 12 months!
- Refer a buddy (focused): You’ll be able to earn 5,000 bonus Southwest miles for each permitted account you refer, as much as a most of 10 permitted referrals (50,000 Southwest miles) per calendar 12 months.
Disadvantages
- Annual charge $69, not waived first 12 months.
- Southwest doesn’t have airways companions, so the miles can solely be redeemed for flights on Southwest Airways itself. Southwest solely flies domestically inside the USA and to/from Mexico, Central America, and the Caribbean.
- It has international transaction charge, so it is not a sensible choice outdoors the US.
Advisable Software Time
- [5/24 Rule] When you have 5 or extra new accounts opened previously 24 months, Chase won’t approve your utility for this card, irrespective of how excessive your credit score rating is. The variety of new accounts consists of all bank card accounts open over 24 months, not solely Chase accounts. See this submit for particulars about the right way to probably bypass this rule.
- This product is accessible to you when you wouldn’t have any Southwest private bank card and haven’t acquired a brand new cardmember bonus for any Southwest private bank card previously 24 months. Word that what issues right here is the time you bought the sign-up bonus, not the time you open the account or shut the account.
- Don’t apply for greater than 2 Chase bank cards inside 30 days.
- We suggest you to use for this card after you’ve gotten a credit score historical past of greater than a 12 months.
Abstract
The 75k highest sign-up bonus gives an excellent worth. For those who apply for a private Southwest card and a enterprise Southwest card, each when have the very best sign-up bonus, then you’ll earn greater than 125k Southwest miles in whole, which is greater than sufficient to get you a Companion Cross. Bear in mind that you would be able to not get two private Southwest playing cards on the similar time now. The most effective timing to get the Companion Cross is the start of a calendar 12 months, as a result of will probably be legitimate till the tip of subsequent calendar 12 months!
Now you may solely select one Chase Southwest private card from the three obtainable. For those who don’t fly Southwest steadily, and also you simply need the sign-up bonus, then the Chase Southwest Plus card with the bottom annual charge is probably the most appropriate for you. For those who fly Southwest steadily, then the Chase Southwest Precedence with extra advantages could also be higher.
Associated Credit score Playing cards
| Chase Southwest Plus | Chase Southwest Premier | Chase Southwest Precedence | Chase Southwest Premier Enterprise | Chase Southwest Efficiency Enterprise | |
|---|---|---|---|---|---|
| Annual Price | $69 | $99 | $149 | $99 | $199 |
| Varied Credit score | none | none | $75 Southwest credit score; 4 Upgraded Boardings | none | 4 Upgraded Boardings; Inflight WiFi; World Entry |
| Annual Miles | 3,000 | 6,000 | 7,500 | 6,000 | 9,000 |
| Greatest Signal-up Bonus | 75k | 75k | 75k | 60k | 80k |
The present phrases power you to decide on just one private Southwest bank card among the many three. However you may have each private and enterprise playing cards.
Advisable Downgrade Choices
- You can’t downgrade this card to any card with no annual charge, so I recommend you shut it whenever you don’t need to preserve it any longer.
After Making use of
- Name 800-436-7927 to examine Chase utility standing. That is an automatic phone line, and the response from the automated line will probably be one of many following: Obtain choice in 2 weeks means your utility might be permitted; Obtain choice in 7-10 days means your utility might be rejected; Obtain choice in 30 days merely means your utility requires additional evaluate and there’s nothing to let you know for now. Word that is all anecdotal, and your utility could change from one standing to a different all through the appliance course of.
- Chase reconsideration backdoor quantity: 888-270-2127 or 888-609-7805. Name it when you didn’t get instantly permitted.
Historic Presents Chart
Word: Generally there’s 50k+50k provide on this card. However the spending requirement for the latter 50k is big, so we don’t deal with them as sign-up bonus, we deal with them as spending bonus as an alternative.
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