by Hope
My place is safe for the foreseeable future. An settlement has been reached for full time hours on a contract foundation with an annual bonus primarily based on product sales. This settlement shall be finalized shortly and start throughout the subsequent quarter.
I’ve obtained great suggestions from my half time job with a “promotion” in title solely. They’ve been more than happy with the gross sales and advertising and marketing work and outcomes I’ve been doing on their behalf. Gross sales from catering are up considerably over final yr.
The youngsters are all doing properly and principally independently adulting. And I’m able to focus.
I’m enthusiastic about my work. Passionate to serve the shoppers and assist rising their companies. Excited to develop and mentor a younger crew. And so grateful to work with somebody I belief and who shares my religion.
The tides are turning…
Yr Finish Objectives
So let’s see what the latter half of the yr will maintain for me.
My finish of yr monetary targets so as of precedence:
- Develop my emergency fund by persevering with to deposit at minimal 10% of all earnings.
- Develop my journey fund for Thanskgiving journey and in preparation for needing to get myself and my youngsters to Texas when my mom passes. (She has Parkinsons and has been on hospice for 2 years this coming month.)
- Repay all my bank card debt. (My private mortgage #2 shall be paid in full subsequent week so I’m not itemizing it right here.)
- Stretch purpose: deposit $7,000 right into a ROTH IRA (that will be $307 every week so I do know it’s a stretch. Proper now I’m depositing $35 per week and have solely been doing that for 3 weeks at time of this submit. I’m persevering with to deposit into my Stash funding accounts weekly as properly.)
After which it is going to be time to start out planning for 2025. The longer term is shiny. And the tides are turning…

Hope is a artistic, solutions-focused enterprise supervisor serving to shoppers develop their enterprise and work extra effectively by leveraging experience in mission administration, digital advertising and marketing, & tech options. She’s lately change into an empty nester as her 5 foster/adoptive youngsters have unfold their wings. She lives along with her 3 canines in a small city in NE Georgia and prefers the mountains to the seashores any day. She struggles with the journey bug and is doing her greatest to assist every of her youngsters as their end education and change into unbiased (but it surely’s arduous!) She has run her personal consulting firm for nearly twenty years! Hope started sharing her journey with the BAD group within the Spring of 2015 and seems like she has lastly in a spot to actually give attention to making smart monetary selections.